Whatsapp is testing a new feature that lets you send digital payments to your family and friends like you would send a photo or file or any other attachment.
If tests go well WhatsApp could roll out the feature to users across the globe. The new feature works off a widely-used digital payments system developed by a UPI (consortium of Indian Banks).
If tests go well WhatsApp could roll out the feature to users across the globe. The new feature works off a widely-used digital payments system developed by a UPI (consortium of Indian Banks).
India has the world's largest number of WhatsApp users, with 200 million people using the app daily. If you've linked your bank account to your mobile phone number, you'll now be able to use the messaging application to transfer and receive money.
To use Payments, you should use a phone number with the country code for India and have a bank account with a bank that supports UPI. The phone number you use for the services must be the same phone number linked to your bank account used for Payments.
If you satisfy the necessary pre-conditions and wish to avail the service, search for a 'Payments' tab in the 'Settings' drop-down within the application.
And if you can't find the 'Payments' option, don't fret. There's an easy fix. Just find someone who's activated the payments feature and get them to try and send you funds.
Once you've selected the 'Payments' option, you'll run through a series of steps:
- Add a bank account. The application will then give you the option of adding a new account. You'll be asked to accept the terms and privacy policy of WhatsApp Payments. Please, be sure to go throughOnce you've selected the 'Payments' option, you'll run through a series of steps:
- Add a bank account. The application will then give you the option of adding a new account. You'll be asked to accept the terms and privacy policy of WhatsApp Payments. Please, be sure to go through these.
- You will then be asked to verify your phone number with an SMS. After a few seconds, a list of bank accounts linked to your mobile number will show up.
Simply select any one to continue.
- Then verify the debit card that's linked to your bank account.
- And finally, you'll have to enter a one-time password that'll be sent to your mobile number, and choose a UPI PIN, which you will use each time you transact. these.
- You will then be asked to verify your phone number with an SMS. After a few seconds, a list of bank accounts linked to your mobile number will show up.
Simply select any one to continue.
- Then verify the debit card that's linked to your bank account.
- And finally, you'll have to enter a one-time password that'll be sent to your mobile number, and choose a UPI PIN, which you will use each time you transact.
